Discretionary Products

Discretionary Products is provided under the supervision of our expert team for investors wishing to pursue methods other than deposits in utilizing their savings, looking for an alternative investment option or investors with reservations about the stock exchange. The Discretionary Products are provided to investors with savings amounting to more than TRY 50,000. QNB Finansinvest offers three different discretionary portfolio options; namely, i) Cautious, ii) Dynamic, iii) Equity.

Cautious - While the majority of the portfolio is utilized across deposits and other similar products, the rest is utilized across Treasury Bill, Government Bond and Corporate Bond in accordance with the market conditions, and the opportunities for returns above deposits are pursued. It is ideal for investors who don't like taking risks when utilizing their savings. Annual management fee is 0.75%, and the performance fee is 15%.

Dynamic - Nearly 20% of the portfolio can be invested in equity, depending on the market conditions, while the rest can be utilized across investment instruments and/or deposits such as Treasury Bill, Government Bond and Corporate Bond. It is ideal for investors who can take measured risks in medium- and long-term investments when utilizing their savings. Annual management fee is 1.25%, while the performance fee is 15%.

Equity - At least 75% of the portfolio can be utilized across equity, while the rest can be utilized across investment instruments and/or deposits such as Treasury Bill, Government Bond and Corporate Bond, depending on the market conditions. It is ideal for investors who are ready to take risks but don't have a command of market conditions or have difficulty in following the market trends, when utilizing their savings. Annual management fee is 1.50%, while the performance fee is 25%.

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